As of 11/16/2020 for the continued safety of our customers and staff, we are offering lobby service only for those with appointments at each location. We appreciate your patience and understanding.
Call to Schedule an Appointment For:
• Account Opening
• Lending Services
• Safe Deposit Access
• Wire Funds and more
Additional Service Details:
· Drive-ups/Walk-ups in Baldwin, Spring Valley, Balsam Lake and Plum City will remain open regular business hours.
· Night depository available throughout the day
· Use Online & Mobile Banking
· ATM 24 hour access
· Call Customer Service during banking hours
Thanks for being our customer! Call any location to schedule an appointment or if you have any questions.
Baldwin Office: 715-684-3366
Spring Valley Office: 715-778-5537
Plum City Office: 715-647-3791
Balsam Lake Office: 715-405-3366
Chippewa Falls Loan Production Office: 715-861-5567
When you have an appointment please note:
- Face Coverings Required
- In the Baldwin Office enter and exit through the North Entrance only (South Entrance doors will remain locked)
- Please stay within the barrier areas-the only exception is when customers are escorted to enter the Safe Deposit Box area
- No Public Bathroom or Water-fountain Access
Thank you for following these guidelines to help keep our community safe and healthy!
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- PIN keypad
- Card insert slot
- Tape and/or sticky glue residue on any part of the ATM
- Bulkiness on the card insert area or the PIN keypad
- Anything hanging from the ATM
- Wiggle the card slot or keypad for loose-fitting attachments
Coronavirus checks: flattening the scam curve
April 8, 2020
There’s a lot to worry about when it comes to the Coronavirus crisis, including the new ways scammers are using the economic impact payments (so-called “stimulus checks”) to trick people. To keep ahead of scammers who are trying to cash in on those payments, read on.
Scammers have no shame, and nothing – not even a global health crisis – is off limits. They’re pitching fake Coronavirus vaccines, unproven cures, and bogus at-home testing kits. So, it’s not surprising that scammers are exploiting confusion about economic impact payments too. But it’s still shameful.
Most people who qualify for a check will automatically get it direct deposited by the IRS within weeks. But as details emerge about how and when payments will arrive, some scammers may start using official-looking fake checks to steal money and confuse people into turning over personal information. Here’s some information to help avoid fake check scams that might be arriving soon.
- The check’s not in the mail – yet. Reports say that paper checks – for people without direct deposit – will start arriving in May at the earliest. So, if you get an economic impact payment, stimulus, or relief check before then, or you get a check when you’re expecting a direct deposit, it’s a scam.
- The IRS will not send you an overpayment and make you send the money back in cash, gift cards, or through a money transfer. If you get an official-looking check for more than what you were expecting – say, for $3,000 – the next call you’re likely to get is from a scammer. They’ll tell you to keep your $1,200 payment, and return the rest by sending cash, gift cards, or money transfers. It’s a scam that will leave you owing money to your bank.
- That’s not the IRS calling, texting, or emailing. Scammers are sending official-looking messages – including postcards with a password to be used online to “access” or “verify” your payment or direct deposit information. The IRS will not contact you to collect your personal information or bank account. It’s a scam.
For trusted information and updates about IRS payments – including eligibility, how to sign up for direct deposit, or where to file a short tax form – always start with irs.gov/coronavirus. Learn how to avoid scams by subscribing to the FTC’s consumer alerts, and report scams to the FTC at ftc.gov/complaint.
Common Scams
- Phishing and supply scams. Scammers impersonate health organizations and businesses to gather personal and financial information or sell fake test kits, supplies, vaccines or cures for COVID-19.
- Stimulus check or economic relief scams. There are reports that the government will help to ease the economic impact of the virus by sending money by check or direct deposit. However, the government will NOT ask for a fee to receive the funds, nor will they ask for your personal or account information.
- Charity scams. Fraudsters seek donations for illegitimate or non-existent organizations.
- Delivery of malware through “virus-tracking apps” or sensationalized news reports.
- Provider scams. Scammers impersonate doctors and hospital staff and contact victim claiming to have treated a relative or friend for COVID-19 and demand payment for treatment.
- Bank/FDIC scams: Scammers impersonate FDIC or bank employees and falsely claim that banks are limiting access to deposits or that there are security issues with bank deposits.
- Investment scams often styled as “research reports,” claiming that products or services of publicly traded companies can prevent, detect, or cure COVID-19.
10 Tips to Avoid Becoming a Victim
- Watch out for phishing scams. Phishing scams use fraudulent emails, texts, phone calls and websites to trick users into disclosing private account or login information. Do not click on links or open any attachments or pop-up screens from s