Mortgage Rates


*Rate **APR
30 Year Fixed 3.875% 3.958%
20 Year Fixed 3.625% 3.740%
15 Year Fixed 3.125% 3.199%

*Rate=Interest Rate **APR = Annual Percentage Rate

Current Rates posted on 7/20/17

Rates are effective at the time posted and may change without notice. Please call 715-684-3366 for further information.

Mortgage Rate Assumptions:

These APR (Annual Percentage Rate) calculations are based on the following: $100,000 loan amount with required monthly payments for the term of amortization selected at the corresponding interest rate with $1,015.00 ($515.00 for 15 year term) other charges that qualify as “finance charges.”

Example: A $100,000.00 loan amount with a 20% down payment:

360 months at a rate of interest of 6.000% and APR of 6.044%, monthly payment would be $599.55.*

240 months at a rate of interest of 6.000% and APR of 6.059%, monthly payments would be $716.43.*

180 months at a rate of interest of 6.000% and APR of 6.074%, monthly payments would be $843.86.*

*Does not include an escrow payment for taxes and insurance, actual payment obligation may be higher if an escrow account is established or required.

Important Notices:

  • The interest rates and annual percentage rates (APRs) shown are subject to change without notice.
  • Your actual experience may be different. Your APR will vary based on loan amount, finance charges, credit history, loan product, occupancy, property type, loan to value ratio, the use of subordinate financing, escrows, PMI, credit life/disability insurance, and overall credit profile.
  • Equity and down payments of less than 20% require the purchase of private mortgage insurance, which will increase the APR.