Ready Reserve

With Ready Reserve, you can avoid the expense of overdrawing on your account with an unsecured credit line of up to $5,000.*  It’s like giving yourself a loan when you need it most. A Ready Reserve is a revolving line of credit available to add on to any First Bank of Baldwin personal checking account. It serves as a line of credit, but also provides peace of mind with the security of overdraft protection.
* Subject to credit approval. Items will be paid up to a certain limit. There are fees associated with this service; please see your personal banker for details.

To apply for Ready Reserve, or increase your current limit, simply contact your local First Bank of Baldwin banker.