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Overdraft Protection

Overdraft Protection lets you link your savings or money market account to your checking account to help protect against overdrawing. If your checking account becomes overdrawn, and you have sufficient funds available in your savings or money market accounts, the funds will be automatically transferred to your checking account. This ensures your payments are made, and it saves you overdraft charges. No credit approval is required.

How to set it up: To open a savings or money market account and activate overdraft protection, visit your local First Bank of Baldwin location.