First Bank of Baldwin - Personal Checking
Venture Club Account
Show me details about the Venture Club Perks!
|Instant Cash Card replacement or PIN # replacement
|Flat service fee if total daily deposit relationship falls below $2,500.00
|Stop payment order
|Return check or electronic payment (NSF), or overdraft item (per item)
|Certified check (per check)
|Copies of checks (per copy)
|ACH stop payment fee
||(Fee is determined by check style)
Minimum balance requirements
A deposit of at least $95.00 is required to open this account.
You must maintain a minimum average daily balance of $95.00 to obtain the disclosed Annual percentage yield.
Balance computation method
We use the average daily balance method to calculate interest on your account. This method applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
Compounding and crediting
Interest for your account will be compounded monthly and credited to your account at the close of the business day on the date on your statement.
Accrual of interest on deposits other than cash
Interest begins to accrue on the business day you deposit non-cash items (e.g., checks).
*Annual Percentage Yield
View Complete Fee Schedule