First Bank of Baldwin - Saver's 1st Account
|Debit item charge per statement cycle (per item)
||0-3 no charge
||4 or more $5.00 (per item)
Minimum balance requirements
An opening deposit of $10,000.00 qualifies you for this account.
Balance computation method
We use the daily balance method to calculate interest on your account. This method applies a periodic rate to the principal in the account each day.
Interest will be compounded monthly.
Accrual of interest on noncash deposits
Interest will begin to accrue on the business day you deposit noncash items (for example, checks) into your account.
Minimum balance to obtain the disclosed annual percentage yield
You must maintain a minimum daily balance of $10,000.00 in your account each day to obtain the disclosed annual percentage yield.
You may make no more than six preauthorized (or automatic) or telephone transfers and withdrawals from your account per month.