1st Kids Club Savings Account

1st Kids Club Savings Account is open to children through 12 years of age.

Rate Information

Minimum balance requirements
A deposit of at least $5.00 is required to open this account.

Balance computation method
We use the average daily balance method to calculate interest on your account. This method applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

Compounding and crediting
Interest for your account will be compounded quarterly and credited to your account on the last working day of each quarter.

Accrual of interest on deposits other than cash
Interest begins to accrue on the business day you deposit non-cash items (e.g., checks).

Transaction Limitations
You may make no more than six preauthorized (or automatic) or telephone transfers and withdrawals from your account per month.

Member FDIC
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990 Main Street - P.O. Box 2060 Baldwin, WI 54002
p:715.684.3366 - 800.499.4362 f:715.684.2624