First Bank of Baldwin Personal Checking

1ST Rate Money Market Account

Flat service fee if the daily balance drops below $8,500.00* $10.00
Debit item charge per statement cycle (per item) 0-3 no charge
4 or more $2.00 (per item)

Fee Schedule

Stop payment order $25.00
Return check or electronic payment (NSF), or overdraft item (per item) $30.00
Certified check (per check) $15.00
Copies of checks (per copy) $3.00
ACH stop payment fee $25.00
Check printing (Fee is determined by check style)

Rate Information

Compounding frequency-Interest will be compounded monthly.

Crediting frequency-Interest will be credited into this account monthly.

Daily balance computation method-Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.

Accrual of interest on noncash deposits-Interest will begin to accrue on the business day you deposit noncash items (for example, checks) into your account.

Minimum balance to open-The minimum balance required to open this account is $8,500.00.

Minimum balance to obtain the disclosed annual percentage yield-You must maintain a minimum daily balance of $8,500.00 in your account each day to obtain the disclosed annual percentage yield

Minimum balance to avoid a fee-If your balance falls below $8,500.00 on any day in the month, your account will be subject to a $10.00 Flat Service Fee for that month.

Deposit limitations-You may make an unlimited number of deposits into your account.

 Additional terms-The following additional terms apply to this account:

-Transaction limitations: You may make six (6) transfers from your account per month.


View Complete Fee Schedule

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990 Main Street - P.O. Box 2060 Baldwin, WI 54002
p:715.684.3366 - 800.499.4362 f:715.684.2624