First Bank of Baldwin Personal Checking
| Flat service fee if the daily balance drops below $8,500.00* |
$10.00 |
| Debit item charge per statement cycle (per item) |
0-3 no charge
4 or more $2.00 (per item) |
Fee Schedule
| Stop payment order |
$25.00 |
| Return check or electronic payment (NSF), or overdraft item (per item) |
$30.00 |
| Certified check (per check) |
$15.00 |
| Copies of checks (per copy) |
$3.00 |
| ACH stop payment fee |
$25.00 |
| Check printing |
(Fee is determined by check style) |
Rate Information
Compounding frequency-Interest will be compounded monthly.
Crediting frequency-Interest will be credited into this account monthly.
Daily balance computation method-Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.
Accrual of interest on noncash deposits-Interest will begin to accrue on the business day you deposit noncash items (for example, checks) into your account.
Minimum balance to open-The minimum balance required to open this account is $8,500.00.
Minimum balance to obtain the disclosed annual percentage yield-You must maintain a minimum daily balance of $8,500.00 in your account each day to obtain the disclosed annual percentage yield
Minimum balance to avoid a fee-If your balance falls below $8,500.00 on any day in the month, your account will be subject to a $10.00 Flat Service Fee for that month.
Deposit limitations-You may make an unlimited number of deposits into your account.
Additional terms-The following additional terms apply to this account:
-Transaction limitations: You may make six (6) transfers from your account per month.
View Complete Fee Schedule
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