First Bank of Baldwin - Personal Checking
Venture Club Account
Show me details about the Venture Club Perks!
|Instant Cash Card replacement or PIN # replacement
|Flat service fee if total daily deposit relationship falls below $2,500.00
|Stop payment order
|Return check or electronic payment (NSF), or overdraft item (per item)
|Certified check (per check)
|Copies of checks (per copy)
|ACH stop payment fee
||(Fee is determined by check style)
Compounding frequency-Interest will be compounded monthly.
Crediting frequency-Interest will be credited into this account monthly.
Average daily balance computation method-Interest is calculated by the average daily balance method which applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period, The period we use to make this calculation is monthly.
Accrual of interest on noncash deposits-Interest will begin to accrue on the business day you deposit noncash items (for example, checks) into your account.
Minimum balance to open-The minimum balance required to open this account is $95.00.
Minimum balance to avoid Flat Service Fee-You must maintain a total daily deposit relationship of $2,500.00 in your accounts to avoid a fee. If during any month your total daily deposit relationship falls below the required minimum daily balance, your account will be subject to a fee of $10.00 for that month.
Deposit limitations-You may make an unlimited number of deposits into your account.
View Complete Fee Schedule