First Bank of Baldwin Personal Checking
|Flat service fee if the daily balance drops below $8,500.00*
|Debit item charge per statement cycle (per item)
||0-3 no charge
4 or more $2.00 (per item)
|Stop payment order
|Return check or electronic payment (NSF), or overdraft item (per item)
|Certified check (per check)
|Copies of checks (per copy)
|ACH stop payment fee
||(Fee is determined by check style)
Minimum balance requirements
A deposit of at least $8,500.00 is required to open this account.
You must maintain a minimum average daily balance of $8500.00 to obtain the Disclosed annual percentage yield.
Balance computation method
We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Interest will be compounded monthly.
You may make six transfers from your account per month, but only three may be payments by check to third parties.
*Fee is assessed if balance drops below $8,500.00 at any point during one statement cycle period.
View Complete Fee Schedule