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First Bank of Baldwin - Personal Checking

Venture Club Account

Show me details about the Venture Club Perks!

Instant Cash Card replacement or PIN # replacement $5.00
Flat service fee if total daily deposit relationship falls below $2,500.00 $10.00

Fee Schedule

Stop payment order $25.00
Return check or electronic payment (NSF), or overdraft item (per item) $30.00
Certified check (per check) $15.00
Copies of checks (per copy) $3.00
ACH stop payment fee $25.00
Check printing (Fee is determined by check style)

Rate Information

Minimum balance requirements

A deposit of at least $95.00 is required to open this account.

You must maintain a minimum average daily balance of $95.00 to obtain the disclosed Annual percentage yield.

Balance computation method

We use the average daily balance method to calculate interest on your account. This method applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

Compounding and crediting

Interest for your account will be compounded monthly and credited to your account at the close of the business day on the date on your statement.

Accrual of interest on deposits other than cash

Interest begins to accrue on the business day you deposit non-cash items (e.g., checks).

*Annual Percentage Yield

View Complete Fee Schedule


 
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990 Main Street - P.O. Box 2060 Baldwin, WI 54002
p:715.684.3366 - 800.499.4362 f:715.684.2624
onlinebanking@firstbankbaldwin.com